Employment Benefits

Summary of Benefits

(All employees working 30+ hours are considered benefit-eligible)

Health Insurance

• Coverage available through BlueCross BlueShield of North Carolina.
• Employees are offered a Health Reimbursment Plan.
• Employer pays portion of premium for all benefit-eligible employees
• Coverage commences the 1 st day of the month following the employee’s 1 st day of employment.

Dental Insurance

• Coverage available through Met Life.
• Employer-paid. Dependent coverage available at employee’s expense.
• Coverage commences the 1 st day of the month following the employee’s 1 st day of employment.

Short-term Disability Insurance

• Short-term disability program administered by UNUMProvident.
• Available to all benefit-eligible regular status (not probationary) employees.
• Available after 30 days of total disability for up to 6 months.
• Pays 60% of employee’s salary up to $1,500 per week.

Long-term Disability Insurance

• Long-term disability program is administered by UNUMProvident.
• Available after 6 months of disability.
• Pays 60% of employee’s salary up to $5,000 per month.
• Enrollment required for participation in long-term disability program. Employer-paid.

Life/AD&D Insurance

• Available through UNUMProvident.
• Life coverage at two times employee’s annual salary up to a maximum of $200,000.
• Accidental Death & Dismemberment (AD&D) coverage also equal to two times annual salary
• Employees may elect life insurance for their eligible dependents at no cost to the employee.
• Enrollment required for participation. Employer-paid.

Reimbursement Accounts

• Employees may set up Flexible Spending Accounts (FSAs) for Unreimbursed Medical and/or Dependent Care.
• Contributions made through payroll deduction.
• Coverage commences the 1 st day of the month following the employee’s 1 st day of employment.
• Enrollment required for participation. Employee-paid.

Retirement

• OPC Area Program participates in the Local Governmental Employees’ Retirement System.
• Employees contribute 6% of annual salary. The agency contribution is determined annually.
• Full retirement benefits after 30 years of retirement service, at age 60 with 25 years of service, or at age 65 with five years of credit.
• Reduced retirement benefits at age 50 with at least 20 years of retirement service, or at age 60 with at least 5 years of such service.
• Coverage commences from the 1 st day of employment. Enrollment required for participation.

Supplemental Retirement

• Employees may participate in a 457 Deferred Compensation Program offered through Nationwide Retirement Solutions.
• Voluntary contributions made through payroll deduction.
• Employee-paid (agency does not match contributions)

NC 401k

• OPC offers employees the opportunity to participate in the NC 401K program
• Voluntary contributions made through payroll deduction on pre-tax basis or Roth on post-tax basis.
• Employee-paid (agency does not match contributions)

Leave Benefits

Annual Leave

• 8 hours (1day) to 20.33 hours (2.7 days) earned per month based on length of service.
• Annual leave accrues the 1 st day of each month.
• May be used for vacation, illness, medical appointments, religious observances or in lieu of sick leave.
• Annual leave in excess of 240 accrued hours will be rolled into sick leave January 1.

Sick Leave

• 8 hours (1 day) earned per month.
• Sick leave accrues the 1 st day of each month.
• May be used for illness, medical appointments, illness of a family member or in case of the death of an immediate family member or close friend.
• Unlimited accumulation.

Holidays

New Year’s Day Martin Luther King, Jr. Day

Spring Holiday Memorial Day

Independence Day Labor Day

Thanksgiving (2 days) Winter Holiday (2 or 3 days)

Education Assistance

OPC provides assistance with obtaining licensure by offering free LCSW supervision and free in-house CEUs

Employee Assistance Program

• Provides confidential, professional services to employees, their immediate family members and members of their households through an outside agency.

Workers’ Compensation

• Compensation for work-related illnesses, injuries or deaths.

State Employees Credit Union

• Membership open to employees and their family members
• Checking and savings accounts, bank cards, and personal, automobile and home loans available.

Other Benefits

• Payroll Direct Deposit
• Flex Time
• AFLAC Supplemental Insurance (voluntary)
• EyeMed Vision (voluntary)
• UNUM Supplemental Life Insurance (voluntary/portable)
• Partner coverage available